Why is unemployment insurance not paid? Under what circumstances is it not paid? Will unemployment insurance be refunded after retirement?

Unemployment insurance is one of the social insurances provided by the company for employees. It mainly provides certain material assistance to those workers whose livelihood is temporarily interrupted due to unemployment. Unemployment insurance refers to the basic living expenses paid by the unemployment insurance agency to eligible unemployed persons in accordance with the law. It is a temporary compensation for the unemployed persons who lose their salary income during the period of unemployment. So, will unemployment insurance be refunded after retirement?

Contents of this article

1. Why is unemployment insurance not paid? Under what circumstances is it not paid?

2. Will unemployment insurance be refunded after retirement?

3. What is the maximum period for receiving unemployment insurance benefits?

Why is unemployment insurance not being paid? Under what circumstances is it not being paid?

1. According to Article 15 of the Unemployment Insurance Regulations, if an unemployed person encounters any of the following circumstances while receiving unemployment insurance benefits, he or she shall stop receiving unemployment insurance benefits and shall also stop enjoying other unemployment insurance benefits.

2. Re-employment.

3. Those who should be conscripted for military service.

4. Those who have emigrated abroad.

5. Those who enjoy basic pension insurance benefits.

6. Those who have been sentenced to prison or reeducation through labor.

7. Refusing to accept a job offer from a department or institution designated by the local people's government without a legitimate reason.

8. Other circumstances stipulated by laws and administrative regulations.

Is unemployment insurance refundable after retirement?

Because unemployment insurance mainly provides protection for unemployed people, and retirement does not count as unemployment, unemployment insurance will not be returned after retirement.

Unless you are unemployed, you cannot get unemployment insurance benefits. However, it should be noted that not all unemployed people can receive unemployment insurance benefits.

In order to receive unemployment insurance, first of all, your previous employer must have helped you to apply for social insurance, and secondly, you must have paid unemployment insurance for 1 year in a row. In addition, you must have been employed and not interrupted by your own will, and you must have registered for unemployment in accordance with legal procedures, only then can you receive unemployment insurance.

The so-called interruption of employment not due to one's own will refers to: the employee's labor contract is terminated by the employer or the employee is fired, expelled, or dismissed by the employer, as well as the employer's violation of the law or the labor contract, causing the employee to resign.

What is the maximum period for receiving unemployment insurance benefits?

The maximum period for receiving unemployment insurance benefits is twenty-four months, or two years.

Some regulations on the collection of unemployment benefits are as follows: if the cumulative payment period is more than one year but less than two years, you can receive three months of unemployment benefits; if it is more than two years but less than three years, you can receive six months, and so on. The maximum period shall not exceed twenty-four months, or two years.

Unemployment insurance benefits refer to the basic living expenses paid by unemployment insurance agencies to eligible unemployed persons in accordance with the law. They are a temporary compensation for the unemployed persons' loss of wage income during the period of unemployment.

The conditions for enjoying unemployment insurance benefits are as follows:

1. Participate in unemployment insurance in accordance with regulations, and the employer and the individual have fulfilled the payment obligations for more than one year;

2. Those who have stopped their employment within the legal working age due to reasons other than their own will;

3. Those who have registered for unemployment and job-seeking in accordance with regulations.