How to use maternity insurance during pregnancy check-up

Our country has a social security system called maternity insurance, which provides economic assistance to some pregnant women and is a very good policy. Pregnant women have to undergo prenatal checkups to understand the condition of their baby and their own health. Prenatal checkups are essential. So, can maternity insurance reimburse the cost of prenatal checkups?

Can maternity insurance cover the cost of pregnancy tests?

Medical insurance does not cover prenatal checkups and delivery expenses, but maternity insurance can. Maternity insurance is a social security system under which the state and society provide health care, maternity insurance and maternity leave to female employees who are pregnant or giving birth, in accordance with the law. The state or society provides pregnant employees with necessary economic compensation and health care. Employees who are entitled to maternity insurance benefits must also meet the following criteria: the employer has paid premiums for the employee for a total of more than one year and continues to pay for the employee. It complies with the population and family planning policy requirements of our country and the province.

Maternity insurance expense reimbursement scope

1. Childbirth medical expenses. The examination fees, delivery fees, medical expenses, pharmaceutical expenses and medical expenses of female workers' pregnancy are paid by the maternity insurance stock fund. The employee shall bear the medical expenses exceeding the requirements (including medical expenses for self-paid drugs and nutritional drugs) by himself.

After a female worker is hospitalized for childbirth, the medical expenses for illnesses caused by the pregnancy will be paid by the maternity insurance fund; the medical expenses for other illnesses will be handled in accordance with the requirements of medical insurance benefits. If a female employee needs rest and treatment due to illness after the maternity leave expires, she or he shall apply for treatment in accordance with the relevant sick leave salary and medical insurance salary requirements.

2. Maternity insurance. Female workers are entitled to maternity insurance during their maternity leave in accordance with regulations, which is calculated based on the company's average monthly employee salary in the previous year and paid from the maternity insurance stock fund.

The above is the information that the editor has sorted out for everyone on whether maternity insurance can reimburse the expenses for prenatal checkups. Now everyone already knows that maternity insurance can reimburse prenatal checkups, so mothers who have maternity insurance should not forget this and can apply for reimbursement. This will save some expenses and use the money on diet. It can also help yourself supplement nutrition and grow a healthy baby.