How long does it take to claim maternity insurance?

Nowadays, when many people sign up for work, the company says that there are five insurances, and maternity insurance is one of them. This is a great benefit for female friends. Women spend a lot of money when giving birth, and they cannot sign up for work for a long time after giving birth. They need to take care of their babies wholeheartedly. Whether maternity insurance can be claimed for a long time is a problem that many people are concerned about. Let the editor explain it to everyone below.

What are the criteria for reporting maternity insurance?

1. First of all, you must meet three major criteria before you can receive maternity benefits: employed employees must pay social security premiums in accordance with regulations, and the total payment of maternity insurance premiums must be more than 12 months when you give birth. The month of pregnancy and the month of supplementary payment of maternity insurance premiums will not be counted. (It only needs to be a full 12 months, and no continuous payment is required); unemployed persons must apply for employment registration, and those who receive abortion or family planning surgery subsidies must have paid maternity insurance this month (the unemployed can receive it for giving birth to a child, but not for abortion).

2. Delivery, miscarriage, and surgical treatment for pregnant women in accordance with family planning policies in designated medical institutions with obstetrics and gynecology departments that meet national requirements; (outpatient clinic fees can also be reimbursed!) Comply with national, provincial, and municipal family planning policy requirements. (In other words, if it meets the basic national conditions, the second child can also receive it.)

3. Timeliness of payment of benefits: Benefits can be reviewed and received from the 15th of the next month after the birth. Benefits will not be reviewed if they are overdue for more than six months. Maternity insurance expense reimbursement refers to the supplementary benefits of maternity insurance for employees who meet the following criteria: giving birth in accordance with the national family planning policy or undergoing family planning surgery. Or employees who have registered for maternity insurance for a total of one year and are still paying social insurance at the time of pregnancy (miscarriage) are entitled to maternity insurance salary benefits according to relevant requirements. Steps for handling personnel: Company handling personnel report all materials to the social security center and pay the maternity insurance expenses within 30 working days after review and approval.

The above is all the editor's response to how long it takes to claim maternity insurance. Through the editor's explanation, I believe everyone has a more comprehensive understanding of maternity insurance. Having insurance will add an extra layer of protection, so we don't have to worry about the high cost of having a child, and no one will pay us after delivery. With maternity insurance, these problems are solved one by one.