TNW: The future of mobile money – data infographic

TNW: The future of mobile money – data infographic

As Google, Apple, Paypal, MasterCard, etc. have entered the field of mobile money, the World Bank has released some data on mobile money. TNW decided to see which powerful users determine the future trend of mobile money, so it made a chart. Friends who are interested in the data may wish to take a look at the following picture:

Let's first look at the top ten countries that use mobile phones to send and receive money. It turns out that the countries that use it the most are the poorest in the world. Then the problem is that in these poorest countries, the people who use mobile phones to send and receive money are also the poorest group of people.

Shockingly low-income population

Kenya is leading the world in mobile money because of their infrastructure, government support, and the explosion of community finance. In fact, as you can see in the graph, over 70% of their people use their phones for some financial transactions.

We see that low-income users, the number of people using mobile phones to receive money and the number of people using mobile phones to send money are very large. These countries are the same in terms of leading the world's mobile financial trends. Especially Somalia and Swaziland, there are almost no rich people using mobile phones to do this.

Cycles around the mobile phone revolution

This graph uses circles and strips to show some data trends. For example, the dark red in Algeria shows that few rich people use mobile phones to send money, but almost three times as many rich people use mobile phones to receive money.

How will banks develop next?

This leads to some questions. Why don't rich people use mobile phones? Maybe it's because mobile phones don't make much sense to them. They have more opportunities to use traditional banking services and there's no need to switch to mobile phones. On the contrary, they may find mobile phones inconvenient.

With the development of mobile finance, I hope these issues can be discussed in more depth. The data covers more than 50 countries, and we have only seen a small part here. As mobile currency plays an increasingly important role in the international economy, will the plastic credit cards and paper money in our hands disappear?

via: Leifeng.com

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