Do I still have to pay the New Rural Cooperative Medical Insurance if the price has increased? Why does the New Rural Cooperative Medical Insurance increase every year?

The new rural cooperative medical insurance has increased from the initial ten yuan to more than two hundred yuan now. The annual increase in costs has made many urban residents say that they cannot afford it. Many people cannot understand why the new rural cooperative medical insurance has to increase in price every year. In fact, the price is adjusted according to the services it provides. There is nothing wrong with spending more than 200 yuan a year to buy a guarantee for your family. You can see the introduction provided by this website for details.

The New Rural Cooperative Medical Insurance has increased. Do I still have to pay?

Even after the New Rural Cooperative Medical Insurance premiums have increased, its premium level is still relatively low. In other words, only those who have participated in the New Rural Cooperative Medical Insurance can enjoy the reimbursement benefits of medical insurance.

Although our personal contributions have increased, the proportion of subsidies given to us by the state finance has also increased. Although our personal contributions may be only around 200 to 300 yuan per year, the subsidy standard given to each person by the state finance is about 800 to 1,000 yuan. Therefore, the amount of contributions we enjoy by participating in the New Rural Cooperative Medical Insurance is far more than what we pay ourselves.

In addition, after participating in the New Rural Cooperative Medical Insurance, you can enjoy the medical insurance reimbursement benefits throughout the year, and the reimbursement rate can reach 50%. Therefore, it can really reduce our medical burden and lay a good foundation for the medical expenses incurred in the future for medical treatment. Therefore, if we do not participate in employee medical insurance, it is still necessary for us to participate in the New Rural Cooperative Medical Insurance.

Why does the New Rural Cooperative Medical Insurance increase in price every year?

The new rural cooperative medical insurance is rising every year, which has a lot to do with commodity prices and raw materials. The local new rural cooperative medical insurance was 220 yuan per person per year last year, and this year the payment was adjusted to 250 yuan, an increase of 30 yuan per person per year compared to last year. With the new rural cooperative medical insurance, there is a stable medical insurance.

At present, both the New Rural Cooperative Medical Insurance and the Urban Medical Insurance are indispensable to each of us. Many people think that it is unreasonable and do not want to pay the fees. They feel that it is not necessary unless they are sick and hospitalized. It feels like a waste to pay the fees themselves, and they even feel like they are at a disadvantage. This idea is wrong.

People who have suffered from serious diseases and those who have enjoyed reimbursement from the New Rural Cooperative Medical Scheme and those who have benefited from it all have a deep understanding of this. Needless to say, they will automatically pay the fees. Especially now, if there is no New Rural Cooperative Medical Scheme, people are afraid of getting sick because the medical expenses are expensive and they simply cannot afford it. With the New Rural Cooperative Medical Scheme, part of the expenses will be reimbursed, which can at least reduce their financial burden and effectively treat their illnesses better.

In any case, it is recommended that you continue to pay the premiums to buy protection for your health. I wonder if you have noticed that many people do not have the New Rural Cooperative Medical Insurance and cannot afford medical treatment when they are sick. Some people raise funds through crowdfunding, but the amount of money they can raise in the end is not guaranteed at all, which will delay their medical treatment time and affect their physical recovery.

Why do some people not want to pay for the New Rural Cooperative Medical Scheme?

1. The cost of the New Rural Cooperative Medical Scheme increases year by year, and some people don’t want to pay because they have many people in their family.

2. Some people spend a lot of money on medical treatment, but they cannot get insurance for minor illnesses, so they think it is useless and don’t want to pay.

3. You can get medicine at the pharmacy with the city’s medical insurance, but you can’t get medicine at the New Rural Cooperative Medical Scheme.

4. It is difficult to get reimbursement for serious illnesses in other places, and minor illnesses are not reimbursed.

5. Some medicines cannot be reimbursed

6. Some hospitals know that you have insurance, so they prescribe more medicine, which results in you spending more.

But I think the government will definitely continue to improve these problems and they will all be solved. The New Rural Cooperative Medical Scheme is a guarantee for farmers and they should try to pay as much as they can. I hope that the New Rural Cooperative Medical Scheme will get better and better and bring more benefits to farmers.