How to claim unemployment insurance? What is the process of claiming unemployment insurance?

In my country, unemployed people can enjoy unemployment insurance benefits only after they meet the following three conditions: they have not interrupted their employment by their own will; they have registered for unemployment and have job-seeking requirements; they have participated in unemployment insurance in accordance with regulations, and their employer and the person have fulfilled their payment obligations for one year in accordance with regulations. The following is an introduction to the process of applying for unemployment insurance benefits, which I hope will be useful to you.

Contents of this article

1. How to compensate for unemployment insurance?

2. What is the process for applying for unemployment insurance benefits?

3. How long is the period for receiving unemployment insurance benefits?

How to get unemployment insurance compensation

The standard of unemployment insurance compensation shall be determined by the people's governments of provinces, autonomous regions, and municipalities directly under the Central Government.

According to the Unemployment Insurance Regulations, the standard of unemployment insurance benefits shall be determined by the people's governments of provinces, autonomous regions, and municipalities directly under the central government at a level lower than the local minimum wage standard and higher than the minimum living standard for urban residents.

【Legal basis】

Article 46 of the Social Insurance Law provides that if the cumulative contributions made by the employing unit and the unemployed person before the unemployed person became unemployed are one year or more but less than five years, the maximum period for receiving unemployment insurance benefits is twelve months; if the cumulative contributions made are five years or more but less than ten years, the maximum period for receiving unemployment insurance benefits is eighteen months; if the cumulative contributions made are more than ten years, the maximum period for receiving unemployment insurance benefits is twenty-four months.

If an individual becomes unemployed again after re-employment, the payment period shall be recalculated, and the period for receiving unemployment insurance benefits shall be combined with the period for receiving unemployment insurance benefits that should have been received but have not been received during the previous unemployment, with a maximum period of no more than twenty-four months.

What is the process for applying for unemployment insurance benefits?

1. The insured unit shall issue two copies of the "Certificate of Termination of Labor Relations", one of which shall be submitted to the Unemployment Insurance Center and the other to the Labor Dispute Arbitration Committee of the Labor and Social Security Bureau for filing.

2. The Unemployment Insurance Center will conduct a strict investigation and verification of the situation based on the "Certificate of Termination of Labor Relations" issued by the insured unit (the unemployed person will bring the labor contract signed with the unit), and after confirmation, will issue two copies of the "Unemployment Insurance Application Registration Form" and one "Unemployment Job Seeking Registration Form".

3. The unemployed person should carefully fill in all the columns on the front of the Unemployment Insurance Application Registration Form, and please have the family planning receiving unit at the place of residence of the unemployed person stamp the blank for the comments of the family planning receiving unit on the back. Carefully fill in the Job Application Registration Form.

4. Submit three one-inch color photos and a copy of the unemployed person’s ID card.

5. After completing the procedures, you can go to the district-level labor and social security department in your place of household registration or temporary residence to apply for unemployment insurance benefits.

How long is the unemployment insurance benefit period?

If the payment is less than one year but less than three years before unemployment, the maximum period for receiving unemployment insurance is six months; if the payment is less than three years but less than five years before unemployment, the maximum period for receiving unemployment insurance is twelve months; if the payment is more than five years but less than ten years before unemployment, the maximum period for receiving unemployment insurance is eighteen months; if the payment is more than ten years before unemployment, the maximum period for receiving unemployment insurance is 24 months. The Social Security Bureau stipulates that only those who have paid unemployment insurance for more than one year can apply for unemployment compensation.

Legal basis

Article 18 of the Unemployment Insurance Regulations provides that the standard of unemployment insurance benefits shall be determined by the people's governments of provinces, autonomous regions, and municipalities directly under the central government at a level lower than the local minimum wage standard and higher than the minimum living standard for urban residents.