Should I buy a house now or later? Should I choose between a large two-bedroom house and a small three-bedroom house?

Houses are a necessity for every family. If you are a buyer who just needs to buy a house, then my advice is to buy a house immediately! Don't hesitate, because if you don't buy it now, you will not be able to afford it in the future! The reason is simple, because your income growth rate will be far lower than the rate of real estate appreciation, and in the next 5-10 years, this situation will not change. Even for many first-tier cities and new first-tier cities, the gap is even more obvious!

Buy a house now or later

If you want to buy a house for basic needs, it is recommended that you buy it when you are able to do so; if it is for investment purposes, it is recommended that you do not buy a house in the short term.

At present, domestic housing prices are already very high. Old and dilapidated houses in remote areas of Beijing, Shanghai, Guangzhou and Shenzhen cost more than 40,000 yuan, and those in urban areas generally cost more than 80,000 yuan. Compared with the rest of the world, these are not considered low. In second-tier cities in China, housing prices generally reach more than 20,000 yuan, and in economically developed second-tier cities, housing prices even exceed 40,000 yuan, which is unaffordable. Even in third-tier cities where the population continues to flow out, many houses cost more than 10,000 yuan. In the past, if you wanted to buy a house, a family would have to save enough money for more than ten years without eating or drinking. Now, if you want to buy a house, you have to empty six wallets first, and pay off the mortgage for decades. The pressure can be imagined.

High housing prices have become a heavy burden on ordinary people, which has seriously suppressed domestic consumption growth and affected economic development. Therefore, real estate has been strictly regulated. The state has repeatedly stated that houses are for living, not for speculation, and various policies have also proved that the state is serious about this regulation. At this time, if you still want to get rich by speculating in real estate, you may lose everything.

But for those who just need a house, buying a house is for living, which just responds to the country's call that "houses are for living". One of the purposes of the country's keeping house prices down is to meet the housing needs of those who just need a house. So once you have the ability to buy a house, it is recommended that those who just need a house buy one as soon as possible. With a house, the quality of life can be improved to a higher level.

How to choose between a large two-bedroom house and a small three-bedroom house?

From the perspective of practicality, you should definitely choose a small three-bedroom apartment. From the perspective of spaciousness and comfort, you should choose a large two-bedroom apartment.

Choose a small three-bedroom house, which is more practical. The characteristics of a small three-bedroom house are that the living room is small, the room is small, and the kitchen and toilet are smaller than those of a large two-bedroom house. Some people may feel uncomfortable and feel that they are not able to relax. But this kind of house is very practical. For example, the small room can be used flexibly. It can be used as a living room when there are many people, and as a study room or a place to store sundries when there are few people. Therefore, this kind of house is very popular, especially for first-time home buyers.

Choose a large two-bedroom apartment, which is spacious and comfortable. The characteristics of a large two-bedroom apartment are large living room, large room, large kitchen and bathroom. However, this type of house is not very practical. For example, if there are many people, there will be no extra room. Therefore, this type of house is suitable for singles or young people who have just got married.

Therefore, if you need to buy a house, whether to choose a large two-bedroom or a small three-bedroom depends on your actual situation.

In addition, from the perspective of future resale, a small three-bedroom apartment will be easier to resell because most first-time homebuyers will consider practicality first, and if the prices are the same, they will give priority to a small three-bedroom apartment.

Therefore, if you need to buy a house, you should also consider the future. For example, if you have the conditions in the future, you may need to change houses, so this house will have to be resold. From this perspective, it is easier to sell a small three-bedroom house.

Analysis on whether housing prices will rise or fall in the future

1. From a macro perspective, the trade friction between China and the United States will not end in one or two years. This is just the beginning. In the next few decades, perhaps, the country will face internal and external troubles. The country will bear the dual pressures of economic downturn and diplomatic power. The real estate market is deeply rooted in our country, and a single move will affect the entire body. The country will not act easily and will only seek stability.

2. Except for the developed coastal cities and some provincial capitals with relatively complete economic structures, the economic structures of other cities are single, and urban renewal still relies on the transfer of land. Although land finance has been alleviated under national policies, judging from the land auctions in recent months, land finance will still continue for a long time.

3. Recently, I found that well-known domestic real estate companies including Wanda, Greenland, Country Garden, etc. have begun to focus on western cities and some third- and fourth-tier cities. The entry of well-known real estate companies has basically left local real estate companies with no way to survive and they cannot directly obtain land. I feel that the housing prices of well-known real estate companies will only go up, not down.

4. With the development of urbanization, most young people from rural areas are now unwilling to return to the countryside, which has led to a rapid increase in housing prices in county towns. People in county towns go to provincial capitals for their children's education and medical care, and people in provincial capitals go to other big cities for retirement. The population will further concentrate in cities. China's population base is large enough, and I think the land in cities is becoming increasingly scarce.