How much does it cost to have a baby?

Having a baby is something that every pregnant mother is very anxious and looking forward to, and many pregnant mothers are also very concerned about the cost of having a baby. So, how much does it cost to have a baby? Because each pregnant mother chooses a different delivery method and is also affected by the specific circumstances of the pregnant woman's delivery, the cost of having a child depends on the specific circumstances.

How much does it cost to have a baby?

There are two types of childbirth for pregnant women: natural birth and cesarean section. The cost of choosing natural birth is lower, generally around 1,500 to 3,000 yuan. The cost of caesarean section is relatively high, generally costing more than 3,500 yuan. If you choose labor analgesia or an unconventional delivery method (such as water birth), the cost will increase.

Of course, the above costs vary from hospital to hospital and from city to city.

Hospital selection and delivery costs for pregnant women

1. Level 1 Hospital

The cost of a normal delivery in a first-level hospital is less than 1,000 yuan; the cost of a caesarean section is around 2,000 yuan.

2. Secondary hospitals

The cost of a normal delivery in a secondary hospital is about 1,000 yuan; the cost of a caesarean section is about 3,500 to 4,500 yuan.

3. Tertiary hospitals

The cost of a normal delivery in a tertiary hospital is generally around 2,000 yuan; a caesarean section costs 5,000 to 7,000 yuan.

4. Private hospitals

Private hospitals have higher costs. A natural birth may cost around 10,000 yuan, while a caesarean section may cost more than 10,000 yuan.

Medical insurance can be used to reimburse children

Maternity insurance is a type of insurance created by the state to transform the burden of women's pregnancy from the employer's obligation to the entire enterprise, balance the burden among companies, reduce the cost of employers recruiting women, and promote the elimination of gender discrimination in student employment. Therefore, maternity insurance is paid by the company, not the employees themselves.

Social insurance payers should fill out the maternity insurance salary and benefits declaration form within three months after the pregnant woman gives birth or has an abortion, and bring the following valid documents to the personal social insurance handling unit to collect the maternity insurance salary and benefits: (original and A4 paper photocopy),

Both parties' identity documents; (2) marriage certificate; (3) birth permit; (4) birth certificate or medical certificate of miscarriage or death; (5) only child certificate; (6) disease diagnosis certificate; (7) initial tax invoice;

For caesarean section, a detailed expense statement must be presented separately; for out-of-town delivery, an "Application Form for Out-of-town Delivery for Maternity Insurance Employees in XX City" organized and approved by the personal social security agency staff must be presented separately. This form should be submitted three months before the delivery. A copy of the maternity insurance salary and benefits declaration form shall be kept by the individual social security agency.