Is there maternity insurance for abortion? Maternity insurance refers to the living expenses provided to working women during the period when they leave their jobs due to pregnancy as required by Chinese laws, policies and regulations. So, can abortion surgery be covered by maternity insurance? Let's have a brief and clear understanding of this issue. I hope the following points will be helpful to everyone! Is there maternity insurance for abortion surgery? There is maternity benefit for abortion surgery, and there will also be maternity benefit for future legal pregnancy. Pregnant women who have miscarriage or induced abortion in a pregnancy of more than 3 months (including 3 months) and less than 7 months are entitled to maternity insurance for about one and a half months. If a woman suffers a miscarriage due to pathological reasons within three months of pregnancy, she will be entitled to one month of maternity insurance. The amount of maternity insurance is calculated based on the average monthly maternity insurance premium salary of the female worker in the 12 months before delivery or family planning surgery. Maternity insurance compensation will be paid to the enterprise, and the basic salary, bonus and welfare expenses of female employees who pay social insurance during maternity leave will be paid by the enterprise. Maternity insurance expense reimbursement scope 1. The maternity insurance stock fund compensates enterprises in the form of maternity insurance. The compensation standards are as follows: 1. Female workers who give birth naturally after being pregnant for more than 7 months (including 7 months) or who give birth to premature babies before 7 months of pregnancy are entitled to 3 months of maternity insurance. 2. Pregnant women who have difficult labor or undergo caesarean section will have their maternity insurance extended by ten days. 3. For twin pregnancies, the maternity insurance will be increased by ten days for each additional baby. 4. Pregnant women who have miscarriage or induced abortion during pregnancy of more than 3 months (including 3 months) and less than 7 months are entitled to maternity insurance for about one and a half months. 5. If a woman has a miscarriage due to pathological reasons within three months of pregnancy, she will be entitled to one month of maternity insurance. 6. The amount of maternity insurance is calculated based on the average monthly maternity insurance premium salary of the female worker in the 12 months before delivery or family planning surgery. 2. Pregnancy nutrition subsidies and perinatal health care subsidies. Pregnant women who are eligible for maternity leave of 90 days (inclusive) or more as required by the state can enjoy a maternity nutrition subsidy of 300 yuan and a perinatal health care subsidy of 700 yuan. 3. One-time birth subsidy. Female workers who have signed up for maternity insurance in their companies and are laid off can enjoy a one-time maternity subsidy if they give birth to a child in accordance with the family planning policy during the period of receiving unemployment benefits: 400 yuan for miscarriage, 2,400 yuan for natural birth, and 4,000 yuan for difficult labor and twin pregnancies. Male employees who sign up for maternity insurance, whose immediate family members are not covered by the insurance, can enjoy a one-time maternity subsidy of 50% when they give birth to their first child in accordance with the family planning policy requirements. 4. Medical expenses for family planning policy. The expenses incurred for the placement (removal) of IUDs, abortions, inductions of labor, implants, sterilizations and recanalization surgeries due to family planning policies are included in the payment scope of the maternity insurance stock fund. |
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